No hardware. No contract. Pay 1% only when you sell.
No terminal to buy, no contract to sign, and no big monthly bill. You start free and pay Kiu-R 1% only when you get paid — so we earn when you sell.
Kiu-R, Toast, and Square side by side
| Kiu-R | Toast | Square | |
|---|---|---|---|
| Monthly software | $19.99/mo | ~$69–$165+/mo | $0–$60+/mo |
| Card processing | Stripe 2.9% + 30¢, plus our 1% | Bundled, ~2.5–3.5%+ | ~2.6% + 10¢ in person |
| Hardware | None | $799+ required | Optional |
| Contract | None | Often required | None |
| Go live | Minutes, self-serve | Days, on-site | Hours |
| Free tier | Full menu + QR | No | Limited |
| Bilingual + CFDI (Mexico) | Yes | No | No |
Toast and Square figures are public estimates and vary by plan and region; check their current pricing.
Where the 1% still wins
Against a $69/month Toast plan, Kiu-R costs less all-in until about $4,900 a month in online card sales — right where most independents, food trucks, and taquerías live. The 1% is built for small operators on purpose.
What we won't claim
We won't tell you our card processing is cheaper — it isn't. Stripe's 2.9% + 30¢ plus our 1% lands about a point above Square's online rate. What's genuinely lower is everything fixed: no hardware, no contract, and a $19.99 subscription. And cash orders carry no Kiu-R fee at all.
See it for your own menu
Start free — no card, no hardware. Turn on ordering when you're ready.